It sounds like you're asking about feature details for FIA (Financial Inclusion Account) and SBI (State Bank of India) Kiosk Software . SBI Kiosk Banking software (often called SBI CSP – Customer Service Point ) allows a local kiosk operator (VLE) to provide basic banking services in rural/semi-urban areas. Here are the key features of standard SBI Kiosk Banking Software : 1. Core Banking Transactions
Cash Deposit – Deposit money into any SBI account. Cash Withdrawal – Withdrawal with biometric/Aadhaar authentication. Fund Transfer – IMPS, NEFT, and within SBI accounts. Balance Enquiry – Check account balance & mini statement.
2. Aadhaar Enabled Payment System (AEPS)
Authentication – Fingerprint scanning via biometric device. Cash withdrawal/deposit using only Aadhaar number (no debit card needed). Balance enquiry & fund transfer using Aadhaar.
3. Customer Onboarding
Account Opening – Open savings, current, or BSBD accounts. Aadhaar seeding/linking with bank account. KYC updates – Biometric & document capture.
4. Bill Payments & Recharges (BBPS)
Electricity, water, gas bills. Mobile/DTH recharge. Loan EMI collection (SBI & other banks).
5. Government Scheme Payments
Direct Benefit Transfer (DBT) withdrawal. PM KISAN, Social Security Pension, Scholarship payouts. NREGA wage payments.
6. Reporting & Admin Features
Transaction history – Date-wise, customer-wise. Daily settlement report – Commission earned. Float management – Cash balance at kiosk. Printer support – Thermal receipt printing.