For a user or document to achieve status, three conditions must be met:
Costs vary, but open-source implementations of the Torro layer are available, while Bilara biometric matching typically incurs a per-verification fee (ranging from $0.05 to $0.50 depending on volume). bilara and torro verified
| Feature | Traditional MFA | Basic Digital Signature | Bilara and Torro Verified | | :--- | :--- | :--- | :--- | | Phishing Resistance | Low (SMS/OTP can be intercepted) | Medium | High (Biometric + Hash binding) | | Replay Attack Protection | Medium | Low | High (Timestamp anchors) | | Offline Verification | No | Partial | Yes (via local verifiable credentials) | | Identity Binding | Weak (Only device or password) | Medium | Strong (Biometric + Behavior) | | Auditability | Low | Medium | Full (Decentralized ledger) | For a user or document to achieve status,